It feels like an age ago, but I remember my first week at university. For the first time in my life, I was living independently of my parents, and the first tranche of my student loan had infused my bank account. I was rich, able to afford all the Fosters and Turkish pizzas my 18-year-old heart desired. And being a geek, I spunked a fair bit of cash on some new tech, adding a new laptop and phone to my repertoire of gadgets, forcing me to spend the rest of the semester subsiding off a diet of Tesco Value hamburgers…

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