The US-based investment banking titan Citigroup has figured out a way to make cryptocurrency investments less risky. The company has created what it’s calling “Digital Asset Receipts (DARs),” which will allow its customers to invest in cryptocurrencies without having to own them,  according to Business Insider. Citigroup’s DAR services will work much like its American Depositary Receipt (ADR) services. ADR allows for US investors to trade foreign stocks that don’t otherwise trade on the country’s exchanges. The cryptocurrency will be held by a custodian and invested through the Depository Trust & Clearing Corporation, a finance company that provides clearing and settlement…

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